Changing jobs multiple times in a career is becoming the norm, and with each change in employer, comes a new retirement plan. Having multiple plans can mean different usernames and passwords, fees, and investment options, while making it difficult to get a clear understanding of how your overall retirement savings are invested. This month, Vanguard walks us through some of the benefits of consolidating retirement plans and IRAs, as well as some best practices for doing so: Take Control of Your Savings .