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You Can’t Depend Strictly on Money Market Investments in Retirement

Given the current low interest rate environment it is as important as ever to diversify your investments and maintain an allocation to equities.   As retirees age it is typically necessary to reduce the risk level of their portfolio, however an allocation to stocks should be maintained to allow for some growth potential for the portfolio.  This article points to the trouble investors have encountered who are overly reliant on short term investments and fixed income.  Their predicament could have been avoided, or significantly reduced if they maintained a more diversified portfolio.