You Can’t Depend Strictly on Money Market Investments in Retirement

Given the current low interest rate environment it is as important as ever to diversify your investments and maintain an allocation to equities.   As retirees age it is typically necessary to reduce the risk level of their portfolio, however an allocation to stocks should be maintained to allow for some growth potential for the portfolio.  This article points to the trouble investors have encountered who are overly reliant on short term investments and fixed income.  Their predicament could have been avoided, or significantly reduced if they maintained a more diversified portfolio.

There is no guarantee that any investment strategy, including those described here, will be successful. Any investment or investment strategy can lose money. Past performance does not guarantee or predict future results. You should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Raffa Wealth Management, LLC. This information was gathered from reliable sources but we cannot guarantee accuracy. Indexes do not reflect the fees associated with actual investments and such fees would reduce the performance illustrated.
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